HFG | Vault™ · Client & Advisor Mobile App

Secure access from anywhere.

Your clients can view policies, verify beneficiaries, access documents, and stay connected to their protection strategy — all from a private, secure mobile experience.

HFG | Vault — household view
WHY HFG | Vault

After the sale, the protection plan gets lost.

Households build coverage over decades across different carriers, advisors, and life events. Records drift. Beneficiaries go stale. Nobody is the system of record. HFG | Vault™ is.

Policies fragment.

Households build coverage over decades across different carriers, advisors, and inboxes. No single layer holds the complete picture.

Records drift.

Beneficiaries, emergency contacts, and documents go stale silently. The first time anyone notices is at claim time — already too late.

Nobody owns it.

Carriers manage their slice. Advisors manage their book. Households manage their PDFs. No layer bridges them — until HFG | Vault™

INSIDE HFG | Vault

Built for both sides of the table.

For Households

What households see and do.

HFG | Vault — household policies view across carriers
Households · Policies

Every policy, every carrier. One view.

A single household-level view across every active policy and every carrier. Coverage, premium, status — the protection picture is always whole.

HFG | Vault — beneficiary verification screen
Households · Beneficiaries

Beneficiaries verified. Continuously.

Outdated beneficiary designations are the leading cause of claim failures. HFG | Vault™ verifies in seconds — not weeks of carrier paperwork.

HFG | Vault — secure document vault screen
Households · Documents

Documents that follow the family.

Encrypted access for spouses, trustees, and dependents. Policies, statements, and estate paperwork — any device, any time.

For Advisors

What advisors see and do.

HFG | Vault — advisor client directory screen
Advisors · Directory

The full book. Always current. Carrier-neutral.

Household-organized, instantly searchable, carrier-neutral. Every prior touch and every active policy — ready when you are.

HFG | Vault — advisor callback requests screen
Advisors · Queue

The work that matters, ranked first.

Pending reviews and overdue follow-ups, ranked by urgency. The work surfaces itself — no more hunting through carrier portals.

HFG | Vault — advisor emergency guides screen
Advisors · Emergency Readiness

When it matters most, guidance is instant.

Death claims, carrier escalations, critical illness riders — structured step-by-step protocols ready when a crisis hits. No scrambling, no guessing.

CAPABILITIES

What you get when you adopt HFG | Vault™

One canonical record.

Every policy, beneficiary, document, and contact in a single household record. Updates from any device sync to every view, instantly.

Real-time signals.

Premium notices, lapse alerts, beneficiary changes, and review prompts — routed to the right person, on the right device, the moment they matter.

Carrier-neutral architecture.

HFG | Vault™ works across every active policy and every carrier. We synchronize, never broker — coverage stays portable, relationships stay intact.

Identity & access controls.

SSO-ready, RBAC by audience, MFA required for advisors and institutions. Granular permissions for trustees, dependents, and emergency contacts.

GETTING STARTED

Two paths into HFG | Vault™

Households download HFG | Vault™ directly. Advisors and institutions roll it out across a book or organization.

For households

Download HFG | Vault™ — Activate with your access code

Available today on iOS. Use the access code from your advisor or organization to activate your household’s protection layer.

Download on the App Store
For advisors & institutions

Roll out HFG | Vault™ across your book or organization

Institutional access for advisors, IMOs, agencies, and carriers. We handle onboarding, advisor training, and migration end-to-end.

Start with HFG | Vault™ — Adopt the platform

HFG | Vault™ is shipping today. Evaluate it inside your organization — and map a path to the rest of the HFG platform as the surfaces come online.